Newsletters

November

• Are You Ready for Winter?

  In the first half of 2018, winter weather caused at least 10 deaths and $4 billion in property losses in the eastern United States. Here are some tips to help protect your home and family when winter hits your area of the country.

• Stay Safe on Winter Roads

  More than one out of five auto accidents is weather related, most often caused by rain, snow, sleet, and ice. By taking precautions and carrying appropriate insurance coverage, you could help make this winter a safer driving season.

September

• Earthquake Insurance: Will You Be Covered When the Big One Hits?

  Though California has experienced the most earthquake damage in recent history, 42 states are at risk for earthquakes. You may want to consider whether you have the appropriate supplemental earthquake coverage, based on your specific situation and the location of your property.

• Licensing Laws Help Parents Protect Teen Drivers

  Every state has implemented three-stage graduated driver licensing (GDL) programs to provide drivers ages 15 to 17 with more practice and to discourage risky behavior. Make sure your teenager has appropriate training, and that both you and your teen understand the applicable rules, safety concerns, and insurance issues.

August

• Back-to-College Insurance Needs

  If you have a student heading off to college, you may want to address these insurance needs before the beginning of the school year.

• On the Road Again: RV Insurance Tips

  Whether you own an RV or are considering buying one, be sure you understand the insurance requirements and coverage options for your home on wheels.

July

• Is Your Insurance Coverage Seaworthy?

  While boating accidents are comparatively rare, it’s still important to carry adequate insurance, know safe boating practices, and make sure your vessel is shipshape before hitting the water this summer.

• Play It Safe Around Pools and Spas

  A backyard swimming pool or spa can be a focal point for summer fun, but it can also be an attractive nuisance that requires extra insurance coverage and extra vigilance – especially where young children are concerned.

June

• House Hunters Should Check for Insurance Issues

  Uncovering and addressing potential problems early in the process could help homebuyers avoid costly surprises associated with a particular property.

• Renting a Car? Explore Your Insurance Options

  With some advance research, car renters could avoid paying for duplicate coverage or facing a hefty bill in the event of an accident.

May

• Hurricane Season on the Horizon: Are You Prepared?

  The 2019 Atlantic hurricane season is projected to be less severe than average, but every hurricane season brings the potential for danger. Consider these tips for protecting your house, planning for evacuation, and carrying appropriate insurance.

• Easy Riders: Bikers Should Consider Safety and Insurance

  May is Motorcycle Safety Awareness Month, when motorcycle enthusiasts and motorists are reminded to “share the road” and help prevent crashes, injuries, and deaths.

April

• Tornado Watch: With Spring Comes Heightened Twister Threat

  Although Florida and the Tornado Alley often suffer the most damage and loss of life, tornadoes can strike almost anywhere in the continental United States. Here’s how you can prepare for tornado season.

• Car Theft: Once Waning, Now on the Rise Again

  The number of motor vehicle thefts has been picking up since 2014, and some particularly valuable parts may also be vulnerable. Consider these tips to help protect your car from thieves.

March

• Flood Insurance: Behind the Headlines

  Hurricanes Harvey, Irma, and Maria captured widespread attention, but flooding is the most common disaster in the United States. Learn about the National Flood Insurance Program, and how flood mitigation measures might help protect your home and pay for themselves in the long run.

• Protecting Your Vehicle with Collision and Comprehensive Coverage

  These optional forms of coverage can help you repair or replace an expensive vehicle without incurring high out-of-pocket costs.

February

• Driver Distractions: Cell Phone Use Not the Only Deadly Risk

  A number of modern-day distractions are contributing to fatal car accidents. It’s important to be aware of common behaviors that could affect driving performance and cause a motor vehicle crash.

• Investing in Forever? Consider Special Coverage

  Purchasing a separate personal property policy or adding a “floater” to a standard homeowners or renters policy could provide the protection needed to replace a valuable possession that might be lost, damaged, or stolen.

January

• Crash Course: What to Do After an Auto Collision

  Even a minor auto collision can be stressful and hazardous, so it’s important to stay as calm and focused as possible after an accident. If you are involved in a collision, there are steps you can take to stay safe at the scene and steer clear of costly complications down the road.

• Insuring Your Home-Based Business

  If you run a business from your home, your homeowners insurance may not provide sufficient coverage for your business assets and income. In-home business insurance policies can offer broader protection, tailor-made for businesses that operate out of a residence.

December

• Why You Should Pay Attention to Your Deductibles

  You may not have given much thought to the deductibles on your auto and homeowners insurance policies, especially if you haven't filed a claim lately.

• Holiday Celebrations May Present Safety Risks

  Family, friends, food, and fun events are just a few of the reasons we look forward to the winter holidays. But in many parts of the country, it’s also a season of snow and ice on stairways, sidewalks, and roads.