Newsletters

May

• Driving Less? COVID-19 and Your Car Insurance

  In light of related reductions in mileage and accident claims, many auto insurers are offering financial relief for policyholders affected by the pandemic.

April

• Telemedicine: The Virtual Doctor Will See You Now

  Proponents say telemedicine offers immediate access to many types of simple care while avoiding unnecessary and costly emergency room visits. Nearly nine out of 10 large employers offered telemedicine programs in their benefit packages in 2019, but many workers have not yet tried them.

March

• What Home-Based Business Owners Should Know About Insurance

  If you run a business from your home, your homeowners policy may not provide sufficient coverage for your business assets and income. In-home business insurance policies can offer broader protection, tailor-made for businesses that operate out of a residence.

• Collision and Comprehensive: When Full Coverage Comes to the Rescue

  Although a deductible usually applies, these optional coverages can help protect you from having to repair or replace a damaged vehicle out of your own pocket.

February

• What’s in Your Home? Creating a Home Inventory

  Make a weekend project of documenting your belongings, and you might sleep easier knowing you’re prepared.

• Crash Course: What to Do After an Auto Collision

  Even a minor auto collision can be stressful and hazardous. These steps can help you stay safe at the scene and steer clear of costly complications.

September

• Earthquake Insurance: Will You Be Covered When the Big One Hits?

  Though California has experienced the most earthquake damage in recent history, 42 states are at risk for earthquakes. You may want to consider whether you have the appropriate supplemental earthquake coverage, based on your specific situation and the location of your property.

• Licensing Laws Help Parents Protect Teen Drivers

  Every state has implemented three-stage graduated driver licensing (GDL) programs to provide drivers ages 15 to 17 with more practice and to discourage risky behavior. Make sure your teenager has appropriate training, and that both you and your teen understand the applicable rules, safety concerns, and insurance issues.

August

• Back-to-College Insurance Needs

  If you have a student heading off to college, you may want to address these insurance needs before the beginning of the school year.

• On the Road Again: RV Insurance Tips

  Whether you own an RV or are considering buying one, be sure you understand the insurance requirements and coverage options for your home on wheels.

July

• Is Your Insurance Coverage Seaworthy?

  While boating accidents are comparatively rare, it’s still important to carry adequate insurance, know safe boating practices, and make sure your vessel is shipshape before hitting the water this summer.

• Play It Safe Around Pools and Spas

  A backyard swimming pool or spa can be a focal point for summer fun, but it can also be an attractive nuisance that requires extra insurance coverage and extra vigilance – especially where young children are concerned.

June

• House Hunters Should Check for Insurance Issues

  Uncovering and addressing potential problems early in the process could help homebuyers avoid costly surprises associated with a particular property.

• Renting a Car? Explore Your Insurance Options

  With some advance research, car renters could avoid paying for duplicate coverage or facing a hefty bill in the event of an accident.