Business Insurance

We understand that every business has different exposures, hazards and risks. That being said every insurance policy should be customized to each business and its individual needs. We will work with you to identify the risks your business faces and create a plan to cover them and fill in any gaps in coverage.

We offer the following for your business:

  • Fire and allied perils
  • Commercial automobile
  • Workers compensation
  • Business interruption
  • General liability
  • Product liability
  • Umbrella
  • Crime


NGL insurance group has been serving up a menu of coverage and service to meet the insurance needs of restaurant owners.

Our unique program coverage enhancements designed specifically for restaurants includes:

  • Food bourne contamination
  • Food spoilage
  • Systems breakdown
  • Business interruption for off premises power failure, including overhead transmission lines
  • Liquor liability
  • Umbrellas

Labor Unions

We specialize in commercial policies for Labor unions. Please visit the following website for more information.